How we can help
What you can expect
Paying off a home loan does not automatically remove the registered bond. Cancellation is a separate process at the Deeds Office, and attorney costs may still be payable.
If you plan to sell, settle or switch your home loan, contact your lender about its notice and settlement requirements. The cancellation attorney obtains the bank's instructions and coordinates the cancellation with any linked transfer or new bond. Keep following the bank's repayment instructions until it confirms that the account has closed.
Getting started
Your next steps
Contact your lender about its notice and settlement requirements.
Share the property and existing bond details with the appointed cancellation attorney.
Keep following the bank’s repayment instructions until it confirms that the account has closed.
Before we speak
Have these ready
- Existing lender and home loan account reference
- Property details
- Intended sale, settlement or switching date
- Any notice or settlement correspondence from the lender
Your team will confirm the documents and instructions for your matter. Contact your secretary to confirm the approved submission method.
Open the document checklists →A little clarity
Common questions
Does a paid-off home loan cancel automatically?
No. A registered bond needs a separate cancellation process at the Deeds Office, and attorney costs may still be payable.
What should I check with my lender?
Ask about notice and settlement requirements. Continue following the bank’s repayment instructions until it confirms that the account has closed.
Let’s discuss your next step
Tell us about your transaction and request an itemised quote.